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Li Wei, director of the science and Technology Department of the people's Bank of China, said on Wednesday that these technologies are not panacea, no matter artificial intelligence, big data or blockchain. They have their strengths and weaknesses in technology. We should carefully analyze them and find appropriate application scenarios. Because the financial science and technology risk is more infectious, we should establish the basic rules system of financial supervision and enhance the ability of digital supervision.
In the second China International Import Expo, Li Wei pointed out that we should adhere to the principles of integrity, security, inclusiveness and openness, develop strengths and avoid weaknesses, and give full play to its role to the greatest extent.
"For example, blockchain technology should give full play to its advantages of information that can't be tampered with or forged. At the same time, it should also consider that there are still some limitations in its transaction performance at present. Technology should be carefully studied to develop its strengths and avoid its weaknesses and maximize its effectiveness." He said.
He also said that financial technology should be used to expand the radius of financial services; in terms of service channels, he suggested that financial technology should expand online channels, but offline channels should not be forgotten. New technologies can be used to optimize the layout of outlets, create smart outlets, improve service processes, and accelerate the development of online and offline together.
In addition, in terms of product structure, financial technology can be used to improve product R & D level and meet the needs of personalized differentiation of customers. In the aspect of credit financing, we should use financial technology to improve the credit evaluation model, reduce the information asymmetry, and realize the efficient flow of funds at both ends of supply and demand.
For financial risk control, Li Wei believes that at present, financial science and technology risks have the characteristics of stronger contagion, faster spread and higher concealment. It is necessary to establish the basic rules system of financial supervision, enhance the ability of digital supervision, and digitalize the supervision rules.
He also said that it is necessary to establish automatic machine code execution, improve the level of Supervision Intelligence, and strengthen the construction of awareness platform for risk elimination. It is difficult to find and control risks. We need to resolve financial risks in a multi pronged way.
At the end of 10, Chinese President Xi Jinping said that the integrated application of block chain technology played an important role in the new technological innovation and industrial transformation. We should regard the block chain as an important breakthrough in the core technology innovation, define the main direction of attack, increase investment, focus on tackling a number of key core technologies, and accelerate the development of block chain technology and industry innovation.

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