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In recent years, the development of financial science and technology has greatly changed the ecology of inclusive finance, but Zhou Xiaochuan, president of China Financial Society and former president of the People's Bank of China, said on Saturday that Inclusive Finance has its own laws, such as financial sustainability, emphasis on wind control and supervision construction, which will not be easily changed by the emergence of new technology.
Zhou Xiaochuan spoke at the China Inclusive Finance International Forum in 2019 and pointed out that China's Inclusive Finance faces challenges in terms of infrastructure and risk reduction measures. At the same time, some institutions are tempted by capital market financing and "deviate", which requires market attention.
"Wind control and regulation is a crucial part of inclusive finance," he said. "Some people, under the guise of inclusive finance, may pay more attention to some other goals, but often because of problems in wind control and inadequate supervision, there are many problems."
He also pointed out that while some new technology industries are actively engaged in Inclusive Finance, they are "fooling" more severely, focusing only on favorable aspects, but they do not pay enough attention to risks, and there are certain problems.
At the same time, the financial sustainability of financial institutions is also very important. If there is no strong financial, no growing ability to resist risks, problems will arise over time. Therefore, the relevant institutions should provide more financial protection, especially in the financial system, and do better in the implementation of accounting standards and accounting standards.

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